Managing your investment portfolio can be challenging. The Analyst®, a comprehensive wealth management solution, offers full time professional portfolio management to individual investors. We can help you create and implement an investment strategy that will work consistently for you. With The Analyst®, you can benefit from an investment solution customized to your unique financial needs and objectives.

Select portfolio managers provide access to a wide range of investment approaches, specialties and styles. Selecting these experienced professionals to manage your portfolio will give you the comfort you need to implement and adhere to a long-term investment discipline.

Services

The following services are available to you:

• A review of your current investment strategy
• Written investment objectives and guidelines
• Access to experienced professional portfolio managers
• Ongoing review of portfolio managers
• Customized quarterly performance statements
• Portfolio rebalancing
• Ongoing consultation

The Analyst^® Process

With The Analyst®, you benefit from an individualized approach to portfolio management. A successful investment plan works with you, taking into account those key elements which make up your Investor Profile - your investment objectives, risk tolerance and expected cash flow requirements. We will help you create and implement an investment strategy that best suits your long-term investment needs.

THREE P'S

The Analyst® follows a disciplined investment process. The three core components of the process are easily remembered as the three Ps: Profile, which defines your Investor Profile; Portfolio, which involves designing and implementing your portfolio; and Progress, which is the ongoing monitoring, evaluating and reporting on the progress of your investments.

PROFILE: Developing a Detailed Investor Profile

To begin The Analyst® process, we use the Investor Decision Grid© developed in collaboration with Mercer Investment Consulting - a firm with long experience in helping pension funds set long-term strategy. This step ensures that client needs and financial objectives are clearly understood.

Your Investor Profile is comprised of many elements, including how much money you have to invest, your investment time horizon and how your financial obligations may affect your investments. It also considers such critical factors as the level of risk you are willing to assume and your attitude toward short-term fluctuations in your portfolio's value.

PORTFOLIO: Designing your Optimal Portfolio

Once we have completed your investment strategy review, we will be ready to choose the investment managers to help you implement your strategy. The Analyst®portfolio managers are among the world's best in their respective areas of expertise. Each firm has met and surpassed rigorous selection criteria based on track record, clarity and consistency of investment discipline and strategic focus. We will work with you to help select the portfolio managers and styles which best meet your investment requirements.

Analyst Manager Research

Tactical Asset Management goes to great lengths to identify appropriate, professional investment managers to participate in The Analyst® program.

Manager research and analysis are accomplished through various methods, including:

• Analysis to determine consistency of investing style
• Ongoing quarterly monitoring of portfolio managers' adherence to style and progress in achieving investment objectives.

You can be assured that even after your manager selection, Tactical Asset Management will conduct on-going research into, and analysis of each manager's philosophy, process, and performance.

PROGRESS: Monitoring and Evaluating your Portfolio's Progress

The success of your investment strategy is measured by its ability to meet your goals over the long term. On a quarterly basis, you will receive a comprehensive, easy-to-understand, graphic summary of your investment assets. Your statement measures the progress of your plan on an ongoing basis.

As with any long-term investment, it is most appropriate to monitor your portfolio regularly and to evaluate your managers' performance over a full market cycle (usually three to five years). As always, we are available to help you review your report, answer any questions you may have and assist you in taking any actions that you deem appropriate.

Summary

As an individual investor seeking to increase your personal wealth, or a fiduciary responsible for significant assets, choosing appropriate management for your portfolio is one of the most important investment decisions that you will make. With The Analyst®, you can feel comfortable knowing that your investments are being handled to meet your personal requirements.

Please Contact Us for more information.